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January 31, 2026
February 1, 2026

Top 6 Accounting Software Integrations for SMBs (2026 Guide)

Oleksandr Riabukha
Head of R&D at Fuelfinance
February 1, 2026

In many ways, we’re living in the future, so why does closing the books still feel like assembling IKEA furniture without the instructions?

If you’re toggling between five apps, hunting down receipts or rechecking formulas that should have updated on their own, you’re not alone. For many SMBs, financial workflows still rely on outdated, disconnected systems that drain time and destroy accuracy.

The real problem? Lack of accounting software integration.

Without it, finance teams are stuck with manual entry, inconsistent data and reporting delays that slow down decisions. One connection can change all of that.

In this guide, we’ll explore six of the best integrations for small and mid-sized businesses: Fuelfinance, NetSuite, Sage Intacct, FreshBooks, Wave and Dynamics 365. These connectors help you reduce manual work, sync key business tools like payroll, CRM and invoicing and unify all financial information.

See also: Small Business Financial Management 101: a Triangle of Happiness

Why should you integrate your accounting software?

Relying on disconnected tools and spreadsheets to manage your business finances might have worked when things were simple, but it won’t scale. As your company grows, so does the complexity of your financial processes. Without accounting software integrations, numbers get delayed, reports go out of sync and your team ends up fixing spreadsheets instead of closing the month.

Here are the benefits of integrated accounting software.

Reduced manual work and errors

Manual data entry across platforms leads to mistakes. Duplicate entries, miscategorized expenses and outdated reports are more than annoying; they can skew your entire financial reporting process. A well-designed integrated accounting system setup helps minimize manual data entry, reduce human error and improve data accuracy.

See also: Financial Reporting Services for Strategic Growth

Faster monthly close

Closing the books shouldn’t take a full week. With accounting integrations, you can automate seamless data flow across your general ledger, accounts payable and accounts receivable systems. The result? A faster, more accurate close and reliable data, without scrambling between spreadsheets.

Improved financial forecasting

An integrated accounting system pulls in real-time financial data from your other systems, such as CRM, payroll, expense and inventory management. This means better financial forecasting, smarter scenario planning and clearer visibility into your company’s future. And when paired with AI forecasting tools, you can build dynamic models that update automatically as your data changes — no spreadsheets required.

See also: Best Financial Reporting Software & Tools: Our Top 9 Picks

Real-time visibility into finances

Disconnected systems create delays; an integrated system provides a live snapshot of your cash position, financial statements, outstanding invoices and burn rate, all from one dashboard. That real-time insight is critical for managing risk and seizing business growth opportunities.

Better decision-making with connected data

Ever tried answering a simple question like “What’s our burn rate by team?” only to end up exporting five reports and triple-checking formulas? When your CRM, payroll and expense tools feed into your accounting platform, those answers are there to help you make informed decisions.

Founders can monitor runway and unit economics without guesswork. CFOs get ahead of spend anomalies, cash flow gaps and margin shifts — no patchwork spreadsheets required.

See also: Best Financial Reporting Software & Tools: Our Top 9 Picks

Compliance and audit readiness

Accounting software integrations automatically provide more accurate financial records, store digital receipts and track every transaction across your accounting solutions, saving you audit-time panic. That means cleaner books, improved data integrity and stronger regulatory compliance.

Top 6 accounting software integrations that will make your life easier

Manual reporting. Delayed numbers. Constant tab-switching to track cash flow, payroll, invoices and spend. That’s what finance looks like when your tools don’t connect.

The integrations below aim to fix that, whether you’re managing burn, improving forecasting or syncing payroll and invoicing with your accounting system. You’ll find a mix of platforms with strong integration capabilities and tools like Fuelfinance that plug into your stack to extend what your current accounting software can do.

Here are six of the best integrated accounting software solutions for 2026.

Fuelfinance

Accounting software integration: A screenshot of the Fuelfinance dashboard

Most accounting software platforms show you what happened. Fuelfinance helps you figure out what to do next.

Fuelfinance is a full-service FP&A platform that connects directly to your accounting system, including QuickBooks, Xero and NetSuite, and turns raw financial data into real-time reporting, AI-powered forecasting and actionable insights of your financial operations. It’s not a replacement for your existing tools. It’s what makes them actually useful for decision-making.

See also: Best FP&A Software Tools

With over 350 integrations, Fuelfinance pulls live financial data from tools across your stack. If you’re using QuickBooks or Xero, setup is fast and doesn’t require engineering help. Once connected, Fuelfinance pulls in everything from your chart of accounts, payroll, invoicing and expense data, and centralizes it in sleek dashboards that update automatically. You no longer need to chase spreadsheets to figure out your burn rate, runway or profitability by team.

What makes Fuel different from other integrations? It doesn’t stop at syncing data. It applies AI models to help you spot cost overruns, plan scenarios and forecast cash flow with precision. And when you need support, you get it — a part-time CFO helps you optimize your budget and growth strategy.

The interface is clean, intuitive, and designed for humans, not just finance pros. Whether you're tracking burn, reviewing KPIs or syncing payroll data, everything is visual, real-time and centralized. You don’t need to be an Excel wizard to understand what’s going on — it just makes sense.

See also: 31 Agency Metrics & KPIs to Stay Profitable + Cheat Sheet

That clarity delivers real results. Just look at ColdIQ, a GTM agency. They used Fuelfinance to organize scattered financial data, build a custom dashboard and improve forecasting accuracy. This resulted in a 236% increase in revenue in just eight months and full visibility into the business's financial health.

Ready to stop patching together disconnected tools? With Fuelfinance, you get powerful accounting software integration, real-time visibility and CFO-level insights all in one place. Book a demo today!

Features

  • Full-service FP&A platform with AI-powered forecasting, budgeting and scenario planning
  • Seamless integration with QuickBooks, Xero, Stripe, Google Sheets, Gusto, HubSpot and 350+ other tools, so your financial data flows automatically into one place
  • Auto-generated financial statements, including P&L, balance sheets and cash flow reports
  • Real-time plan vs actual analysis and support for rolling forecasts
  • Complex financial models, accounts payable, accounts receivable and unit economics tracking
  • AI does the heavy lifting, and your dedicated CFO makes sure you get valuable insights
  • Access to a dedicated finance manager included with every paid plan

See also: How To Forecast Balance Sheet

User reviews

Fuelfinance customer reviews
Image source: G2

On software review sites, users praise Fuelfinance for saving hours on manual reporting, improving forecast accuracy and making it easier to understand where the business stands financially.

See also: 10 Financial Management Tools for SMBs To Use

NetSuite

Integrated accounting system: A screenshot of the NetSuite dashboard
Image source: G2

NetSuite is accounting software at its core, with built-in features for general ledger, revenue recognition and financial reporting. It’s designed for mid-market and growing companies that need more structure than entry-level tools for their accounting process. On top of this, it offers optional modules for inventory, billing and FP&A workflows like budgeting and multi-entity consolidation.

NetSuite connects with Salesforce, Shopify, Stripe and tools for payroll, CRM and eCommerce.

Features

  • General ledger: Handles multiple books, advanced financial segmentation and consolidation across entities.
  • Accounts payable and receivable automation: Automates invoice processing, vendor payments and collects receivables to reduce manual workload and improve accuracy.
  • Cash management: Streamlines bank reconciliation, cash forecasting and delivers real-time reporting via dashboards.

User reviews

NetSuite customer reviews
Image source: G2

Users write that NetSuite helps them simplify multi-entity financial consolidation.

Sage Intacct

A screenshot of the Sage Intacct dashboard
Image source: G2

Sage Intacct is accounting software designed to automate core finance tasks like accounts payable, general ledger, cash management and multi-entity consolidation. It offers a separate planning module that covers budgeting, forecasting and scenario modeling, though it’s less advanced than standalone FP&A platforms like Fuelfinance. You can integrate it with Planful, Vena or Workday Adaptive Planning to unlock deeper forecasting and analytics.

Features

  • Accounts payable automation: Enhances invoice capture, approvals and payment processing while syncing vendor data across connected systems.
  • Multi-entity and multi-currency consolidation: Handles intercompany transactions and rollups in real time.
  • General ledger: Maintains a clean, centralized financial record with real-time syncing across integrated platforms like payroll, CRM and billing.

User reviews

Sage Intacct customer reviews
Image source: G2

Customers highlight its intuitive, user-friendly interface and reporting, especially customizable dashboards and automation tools.

FreshBooks

Accounting software integrations: FreshBooks
Image source: G2

FreshBooks is another accounting software integration for service-based SMBs, agencies and freelancers. It combines invoicing, time tracking and expense management with just enough accounting functionality to keep your books clean.

FreshBooks connects with over 100 tools, including payroll (Gusto), payment processing (Stripe, PayPal, Square), eCommerce (Shopify) and CRM (HubSpot). These integrations centralize financial data by syncing invoices, expenses, and time entries into the accounting workflow.

Features

  • Customizable invoicing: Send professional, recurring invoices with auto-payment reminders and multi-currency support built in.
  • Financial reporting: Track your financial health with simple P&L statements, sales tax summaries and spending reports.
  • Expense management platforms: Sync your bank account, import transactions and auto-categorize expenses to minimize manual data entry.

User reviews

FreshBooks customer reviews
Image source: G2

The FreshBooks users mostly mention its clean interface, easy invoicing and smooth time tracking.

Wave

Accounting software integrations: A screenshot of the Wave dashboard
Image source: G2

Wave is an accounting software platform for freelancers and microbusinesses navigating early-stage business challenges. It centralizes financial tools like invoicing, bookkeeping and payments into one interface.

Once connected via Zapier, Wave can integrate with CRM tools, payment processors and eCommerce platforms to automate data flow across invoicing, expenses and customer records.

Features

  • Invoicing and online payments: Send unlimited branded invoices, accept credit cards or bank payments and automate payment reminders with its payment system.
  • Bank sync and auto-categorization: Connect your bank, auto-import transactions and tag expenses to reduce friction and preserve data integrity.
  • Financial reports: Access core financial statements like P&L and balance sheet to understand your business performance and prepare for compliance.

User reviews

Wave customer reviews
Image source: G2

Users often mention the tool’s simplicity and ease of use, particularly regarding invoicing and basic small business accounting.

Dynamics 365

A screenshot of the Dynamics 365 dashboard
Image source: G2

Dynamics 365 Finance is Microsoft’s enterprise-grade accounting and finance platform for companies managing high-volume transactions, multiple entities and global compliance. It covers core accounting workflows like general ledger, accounts payable/receivable, budgeting and tax reporting.

Dynamics 365 integrates with Microsoft tools like Excel and Power BI and connects to payroll platforms like ADP, expense management tools like Payhawk and banking systems for reconciliation.

Features

  • Global financial management: Centralizes general ledger, cash flow and tax structures with support for multi-currency, multi-company and jurisdictional tax management.
  • Predictive planning and forecasting: Uses AI and real-time analytics to model different financial scenarios, improve budget accuracy and help accounting teams plan for revenue shifts or cost changes.
  • Security and compliance: Built-in access controls and audit trails help maintain regulatory compliance, protect data and support robust security features.

User reviews

Dynamics 365 customer reviews
Image source: G2

The Dynamics 365 users frequently highlight its integration between accounting and inventory management, reporting that it saves time and reduces errors.

Comparison table: Choose your accounting software integration solution

Here’s how the top accounting software integration options stack up. We'll compare their strengths, integration capabilities and more, so you can choose the best fit for your team.

Software Best for Key strength Integration capabilities Ease of setup
Fuelfinance Startups, SMBs and agencies Full-service FP&A and expert financial support QuickBooks, Xero, Stripe, CRMs, Google Sheets and 350+ others Just two weeks implementation with expert help
NetSuite Mid-size to Enterprise End-to-end ERP with deep financial automation and reporting Salesforce, Shopify, Avalara, SuiteApps, banks Complex setup; usually requires consultants
Sage Intacct Small to mid-sized businesses Cloud-based accounting with multi-entity & multi-currency support Microsoft 365, AutoEntry, payroll/tax add-ons Moderate setup; desktop-based with cloud options
FreshBooks Freelancers and small teams User-friendly invoicing and expense tracking for service businesses Stripe, Gusto, Zapier Easy onboarding with step-by-step guides
Wave Freelancers and small businesses Accounting with invoicing and basic reporting Stripe, PayPal, Wave Payroll Simple, self-service setup
Dynamics 365 Mid-size to enterprise Advanced financial management with ERP and predictive insights Microsoft apps (Power BI, Excel), banks, CRMs, ERP tools Longer setup; often requires IT and the Microsoft ecosystem

What to look for in accounting integrations?

Choosing the right accounting software integration isn’t just about features; it’s about fit. The best solution will connect your existing accounting system with the rest of your tech stack, automate tasks and give your team more time to focus on growth, not clean-up.

Here are key questions to ask before committing to any tool:

  • What systems need to be connected? Do you need to integrate with CRMs, sales management tools, payroll, inventory or billing platforms?
  • What’s your budget? Some integrations are built-in, others come with usage-based pricing or consulting fees. Know what you can invest now and as you scale.
  • How technical is your team? Consider whether you’ll need developer resources or if the platform offers no-code setup and support.
  • What level of customization do you need? Prebuilt connectors work for many businesses, but some workflows may need custom logic or flexible accounting modules.
  • What are your growth projections? Choose a solution that can grow with you, not one you’ll outgrow in six months.

Common pitfalls to avoid

  • Overlooking data flow issues: If your integration doesn’t sync financial transactions in real time, your books can get messed up fast.
  • Assuming all systems play nice: Not every current accounting software is compatible with every tool. Check compatibility early.
  • Ignoring security: Data security should be included in every integration, especially when syncing sensitive financial information.
  • Underestimating setup: Even “plug and play” tools usually need time to map your accounts, import data and match how your team works.
  • Failing to align with strategy: If your accounting system doesn’t match how you track growth, margins or cash flow, it creates blind spots, especially when you’re making hiring or pricing decisions.

Ready for financial peace of mind?

Most accounting platforms handle core bookkeeping well, but it takes the right integrations to keep up with the speed and complexity of modern business. Whether you're struggling with disconnected systems or managing growth, integrated tools can give you the edge. By connecting your finance stack, from payroll and CRM to billing and reporting, you unlock real-time cash tracking, margin visibility and faster decisions around hiring, pricing and runway. 

We’ve explored the business systems that extend your accounting software and what to look for. The takeaway? If you want faster closes, cleaner data and the ability to actually act on your numbers, your accounting platform can’t live in a silo. The right integrations turn it from a record-keeping tool into a real-time command center for finance.

That’s where Fuelfinance comes in. It doesn’t replace your accounting software — it connects to it, extends it and gives you the tools to use your numbers.

With 350+ integrations (including QuickBooks, Xero and Stripe), AI-powered forecasting, and a financial expert, Fuelfinance helps you turn disconnected data into clear direction. Whether you're planning your next hire, tracking burn or modeling growth, it brings everything into one place, without the spreadsheet chaos.

Book a demo today and see how smarter integrations can transform your finance workflow.

FAQs 

How difficult is it to implement accounting software integration?

It depends on the tool. Some offer plug-and-play integrations with platforms like QuickBooks or Xero, while others may require more custom setup or technical support. Fuelfinance, for example, integrates directly with your existing accounting software and provides guided onboarding.

What are the most important features to look for in accounting software integration?

Focus on tools that sync financial data automatically, including revenue, expenses, payroll and invoicing, so you’re not chasing updates across platforms. Look for integrations that work with your existing accounting system (like QuickBooks, Xero or NetSuite) and connect to the rest of your stack: CRMs, payroll tools and eCommerce platforms.

Can accounting software integration work with my existing systems?

Yes, many FP&A platforms connect directly with tools you already use, like QuickBooks, Xero or NetSuite. They also integrate with CRMs, payroll systems and expense management tools to pull in the data needed for forecasting, budgeting and reporting.

How much does accounting software integration typically cost?

In most cases, the integration itself is free, especially when tools offer direct, native connections. But you’ll still need active subscriptions for both platforms you’re connecting. Some integrations may require setup support or custom configuration, which can add to the cost. Full-service platforms like Fuelfinance have their own pricing, which includes integration, forecasting and financial guidance, but you’ll still need your existing accounting system in place.

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